The short answer: Limitless Chiropractic is a cash-pay practice. We do not accept, bill, or file claims with any insurance, including Medicare and Medicaid. You pay directly for your care, and we always tell you the cost before you commit to anything.
Being cash-pay lets us keep care simple and personal. Below is how it works, why we chose this model, and how HSA and FSA funds can make paying out of pocket easier.
Why we are a cash-pay practice
When care runs through insurance, a plan decides how many visits you get, which services count, and what has to be documented to justify them. That puts a third party between you and your doctor. As a cash-pay practice, the plan for your care is built around what your body needs, not what a policy will approve.
It also keeps pricing honest. There are no surprise bills months later, no claims to chase, and no guessing about what you owe. You know the cost up front, every time.
How much does care cost?
A first visit costs more than a routine one because it includes a consultation, exam, and 3D imaging. After that, what you pay depends on the care you actually need, and we go over the exact numbers with you before anything begins.
For current new-patient and per-visit pricing, call our office at (704) 765-0454 and our front desk will walk you through it.
Can I use an HSA or FSA?
Yes. HSA and FSA funds are your own pre-tax dollars, not insurance, so you can use them toward chiropractic care at a cash-pay office. For many patients this makes paying out of pocket noticeably more affordable.
Rules can vary by plan, so it is worth confirming with your account administrator, but chiropractic care is generally an eligible expense.
- HSA funds roll over year to year and stay with you
- FSA funds are often use-it-or-lose-it within the plan year
- Both typically cover chiropractic visits as a qualified expense
- Keep your receipts in case your administrator asks for documentation
What if I have insurance?
You are welcome here whether or not you have insurance. We simply do not bill it or file claims on your behalf, and we do not provide claim paperwork for reimbursement. If simple, transparent, out-of-pocket care sounds right to you, we would love to help.
Because pricing details can change, please call our office at (704) 765-0454 to confirm what applies to you today.
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Have a question about your own care? Contact our Ballantyne office or call (704) 765-0454.